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Writer's pictureCommCap Advisors

Commercial Lending Loan Spread Rate Update - December 5, 2024

Commercial lending loan spreads July 2024

 

Election season is finally over, but economic uncertainty remains to close out 2024. The 10-Year U.S. Treasury yield currently stands at 4.20%, slightly below its November highs, while the SOFR Index remains steady at 4.59%. These metrics reflect a cautious lending environment as markets await clarity on fiscal policy and economic growth in 2025. With inflation showing signs of moderation but growth concerns persisting, the rate environment going into 2025 remains unpredictable.


As yields fluctuate, "current rates" quickly become obsolete. However, spreads remain applicable and fitting to deal characteristics. Though rates are important, having a well articulated and defined debt plan matching your long-term investment plan is vital. The experts at CommCap are here to help you understand goals and navigate the current market providing access to multiple lending sources, early rate-locks, cash out refinancing, and more.

Commcap team
 

As your exclusive advisors, CommCap utilizes proprietary systems, market expertise, and years of experience to secure aggressive financing options that best fit your property. Exclusive correspondent and servicing relationships with Life Insurance Company, CMBS, and Agency lenders ensure a broad and in-depth representation of current market conditions. Our team of advisors craft a loan structured to enhance revenue and allow you to focus on increasing cash flow.


We do not list, sell, manage, or lease property. We only arrange financing and are the best at what we do.

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