Commercial Lending Loan Spread Rate Update - January 9, 2025

#RateUpdate After a 30 bps drop last week, the 10-Year Treasury rebounded to just shy of 4.50% today. As many Lenders seek to gain market...

#RateUpdate Summer time is quickly approaching and the 10-year Treasury continues on its wild ride. After opening the year at 3.95%, the...

#RateUpdate As the first quarter of 2024 comes to a close, there are signs that the transaction revival has begun. The Fed Funds rate...

#RateUpdate For the full year of 2023, total retail and food services sales increased by 3.2% from 2022 – ranging from an 11.3% increase...

#RateUpdate The new year is here. Now, the question is, what does it have in store? Signs of increase in volume from rate stagnation and...

#RateUpdate December is here. Finally or too quickly? In mid-November, the CPI report indicated stagnant month-over-month inflation and...

#RateUpdate The Federal Reserve held steady on rates for a second-straight time at the conclusion of its November meeting. The 10-year...

#RateUpdate The 10-Year Treasury yield hit a new 16-year high surpassing the 4.80% mark. This represents an increase of more than 100...

#RateUpdate The Federal Reserve raised its interest rate target by 25 basis points in the July meeting to 5.25%-5.50%, continuing an...

#RateUpdate The Federal Reserve's decision to raise rates by another 25 basis points during its recent meeting, following the unchanged...

Kicking off the second half of 2023, the 10-year Treasury surpassed the 4.00% mark, once again. The current challenges faced by regional...

The recent market volatility has prompted banks to tighten credit standards and reduce leverage, providing some reassurance, as it...

The recent market volatility has prompted banks to tighten credit standards and reduce leverage, providing some reassurance, as it...

Following the bank failures in March, many banks tightened lending standards, prompting Fed officials to suggest that this tightening may...

After starting March near 4.00%, the 10-year yield dropped to the mid 3% range and remained steady throughout the entire month. While...

After dropping below 3.40% in early February, the 10-year UST soared past 3.90% in just 20 days, currently sitting at 3.92%. The rise in...

Amid the 2022 holiday season; inflation, stock market volatility, rising interest rates, and global conflicts continue to bring...

As the 2022 holiday season approaches, inflation, a volatile stock market, rising interest rates, and global conflicts continue to bring...

As Dean Poling - an editor with the Valdosta Daily Times, Georgia - said, "Summer days last forever but end too fast". As the summer...